Willie Nelson is an iconic singer and advocate for marijuana legalization, but when he’s not on stage he loves nothing more than spending time at him Texas home: “Luck Ranch”.

While the United States has passed various laws to keep animal abuse from taking place, these laws are not always followed as well as they should be. We hate to see animals being mistreated and it makes our day when others share our point of view. That is what makes this story such an amazing one. There is one unlikely group that is taking matters into their own hands.

That’s right, these tattooed bikers are fed up with the disrespect. They are looking to put a stop to these types of occurrences. The sadistic humans who are willing to treat animals poorly will need to start making better decisions. Rescue Ink is a biker group that is spreading a very important message. Perhaps these the folks who abuse animals will listen to them.

We wouldn’t want to end up on the wrong side of these bikers, that is for sure. When neglected animals are being kept by the wrong sort of folks, this group provides them with all of the convincing that they need. It is hard to say no to these guys. They do not allow their persuasion to ever step outside of the boundaries of the law, however.

They do use some techniques that would be described as “in your face”, though. The abusive pet owners have no choice but to give up their animals when they are confronted by these men. We wouldn’t want to find out what happens when you say no. The bikers say that they are more effective than the police in this regard. The police are unable to engage in certain tactics.

This is something that the abusive pet owners are already well aware of. However, when they see these bikers pulling up? It is a whole different story. They do not know what the bikers are capable of, nor do they wish to find out. No one is injured and the pets are handed over to the proper authorities in a timely manner.

If you would like to learn more about what this Long Island organization has to offer, please be sure to check out the informative clip below. The group tries their best to make sure that truly loving pet owners get the help they need and no animal is removed without just cause. We would like to think that we speak for all of the animal lovers out there when we say: THANK YOU!! Please keep up the great work.

In the treacherous Altai Mountains in the far reaches of western Mongolia, golden eagles build their nests high up on rock faces. Every winter, nomads from the country’s Kazakh minority brave subzero temperatures and travel the mountains on horseback in search of young eaglets to take home and train as their hunting partners.

Once again planet earth is prooving itself with the beauties it holds. Even in some petite, cute cities, it captures the most breathtaking sceneries, and here we’re presenting to you 18 of those. Now all you have left to do is choose which one to visit first.

1. Xitang, China

2. Shaanxi, China

3. Portofino, Italy

4. Damüls, Austria

5. Colmar, France

6. Shirakawa-Gō, Japan

7. Desenzano Del Garda, Italy

8. Vang Vieng, Laos

9. Manarola, Italy

10. Zermatt, Switzerland

11. Reine, Norway

 12. Hallstatt, Austria

13. Jiufen, Taiwan

14. Kakortok, Greenland

15. Bled, Slovenia

16. Dazhai, China

17. Burano, Italy

18. Yangshuo County, China

South African multidisciplinary artist Daniel Popper is known for his colossal figurative sculptures and spectacular public art installations at art and music events around the world. Daniel is well-known for his massive public art installations at top festivals like the Electric Forest festival in the USA,  Boom Festival in Portugal, Rainbow Serpent festival in Australia, as well as Afrikaburn in the Tankwa Karoo in South Africa.

One of Popper’s most recent sculptures, Modem Swamp, was an epic, 8-meter-tall (26-foot-tall) female figure at Modem Festival in Croatia. Created using steel and fiberglass, and covered in concrete, the whimsical character is posed holding her face in front of her head like a mask, revealing the wild jungle growing within her skull.
At night, projection mapping makes the piece look like it’s made from chrome.

Each sculpture has a story behind it, but I like to leave the questions about each piece a little bit open, so people can come and bring their own ideas to it,” Popper claimed. “I want people to come here and ask questions of themselves about their relationship with nature.

Do stories and artists like this matter to you? I bet they do.
Scroll down to see more of Popper’s incredible sculptures and explore even more of his growing portfolio on his instagram.

1. The first major U.S. exhibition of artist Daniel Popper at The Morton Arboretum.

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4. South African multidisciplinary artist Daniel Popper creates giant figurative sculptures for art and music events around the world.

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6. Each larger-than-life figure brings magic and fantasy to the places they inhabit.

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8. The sculptures present the connection between humans and trees.

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By all means, Italy is one of the most incredible countries in Europe, if not in the whole world. So, that’s no surprise why this country in southern Europe is often among the top travel destinations. Truly indeed, it is a country of immense natural beauty.

You say hilarious, we hear cats.

Cats are almost everywhere. You are on Instagram, your feed is flooded with cat pictures. You are on Snapchat, there are adorable cat snaps. You are on Twitter, boom, there are hilarious cat tweets everywhere.

But if you haven’t seen funny cat tweets in a while, just scroll down and catch up on the trending memes.

1. Cat owning you>>>>>>>>You owning a cat!

Checking account, savings account, fixed-term deposit: How private money management works
A checking account is the basic tool for managing your money, but if you rely on it alone, you’ll end up giving money away. Here’s what you need to know about private money management.

For quick readers:

• The checking account is the basic way to manage your money. Depending on how much money you have available, various other types of accounts are useful.
• Checking accounts are used for cashless payment transactions such as transfers, direct debits, standing orders and the like. You can also use a checking account to access cash.
• You can also overdraw a checking account: This means that you can spend more money than you have in the account. However, the interest rates are very high.
• To open a current account you need an identity card or a valid passport.
• As a rule, there is no interest on credit balances in current accounts. When it comes to borrowing or investing money, there are better alternatives.
• The classic savings account is the savings book. Advantage: You get interest on your money. Disadvantages: The interest rates are low, and you can often only withdraw a maximum of 2,000 euros per month.
• The call money account offers you the same advantages as a savings account, but is much more flexible. You can withdraw as much money as you want at any time. And the interest rate is often higher than with a savings account.
• A time deposit account has the advantage that the interest rates are usually even higher than with a call account. Disadvantage: With a time deposit, you have to invest your money for a fixed period of time, and you can’t withdraw it at any time.
• A credit account with a credit line works like an overdraft facility in a checking account, but is much cheaper.
  Important: You should compare the offers of different banks. The conditions and prices differ greatly. MLP can also help you with this.

The right account for the right purpose

As a student you have to manage your money well. A checking account is the basis for your monthly income and expenses. Depending on how much money you have at your disposal, other types of accounts can also be useful for you. This article gives you a brief overview of the different types and how they work.

The checking account

“Giro” in Italian means circle or circulation. This is no coincidence. After all, checking accounts are designed to conveniently handle daily incoming and outgoing payments – known as money in circulation. A checking account is the basic equipment for you when it comes to money. Checking accounts are used to handle cashless payment transactions such as transfers, direct debits, standing orders and the like. A checking account also gives you access to cash: When you open a checking account at a bank, you receive an account card (the so-called EC card), which you can use not only to make cashless payments, but also to withdraw money from ATMs. Almost every bank offers a current account, the costs are manageable, many online banks even take no fees at all for account management.

Borrow money from your own checking account

You can also overdraw a checking account: That means you can spend more money than you have in the account. How much you can overdraw, you regulate with your bank by agreeing with them a so-called Dispo, the Dispositionsrahmen. However, this is only intended to ensure that you have money available even if the account slips into the red at short notice. This can happen at the turn of the month: Current expenses are debited, and at the same time, for example, the BAföG or the money from the student job has not yet been transferred. You can bridge such overlaps with an overdraft facility. In the long term, however, you should not use the overdraft facility to borrow money. The overdraft interest rates are much too high for that.

What you need to open a checking account

To open a checking account, you need a valid ID card or passport. If you open a checking account at an online bank without branches, you identify yourself using the so-called Post-Ident procedure: You go to a post office with your bank’s registration documents and show the postal employee your ID. The banks explain the details of the registration process on their websites.

As already mentioned, checking accounts are used to manage daily payment transactions. However, this does not mean that they are equally suitable for all money-related purposes. If you spend more money than you have in your checking account, it will be expensive. This is because overdraft interest rates are usually very high. At the same time, a checking account is not suitable as a savings account. This is because there is usually no interest on credit balances in checking accounts. When it comes to borrowing or investing money, there are better options.

Kitchen fire, burst water pipes or storm and snow pressure damage to the roof – the list of possible disasters in the home is long. To protect yourself against this financial risk, homeowners insurance including household insurance helps.

What is insured?

Home owner insurance

While household insurance covers damage to household contents, homeowners insurance covers damage to the building. For owner-occupied homes, it makes sense to combine both insurances. For rented apartments, household insurance is sufficient. For condominiums, you need homeowner’s insurance in addition to household insurance, which is usually taken out by the property management company for the owners’ association.

Usually, homeowner’s insurance combines fire, windstorm, water damage and building liability, but these could also be insured separately.

Shell insurance

Shell insurance is usually offered premium-free as an advance payment for a subsequent homeowners insurance policy. This allows the shell of the building to be insured against perils such as fire, liability for home and property, and – once the building is fully completed and covered all around – storm damage. Some insurers also offer coverage – sometimes at an additional cost – for tap water or glass breakage.

Make sure you have builders’ liability insurance. This covers personal injury and property damage that occurs during the construction phase – e.g. to neighbors or passers-by. Ask about the sum insured, which varies greatly from insurance company to insurance company and can be increased in some cases. In some cases, own work is also insured.

The duration of the shell insurance is usually 1 to 2 years, but can be extended in many cases. The insurance company must be notified of move-in or completion, otherwise benefits may be denied in the event of a claim. Upon completion of the house, the initially premium-free shell insurance becomes a homeowner’s insurance policy with a term of 3 to 10 years. It is therefore advisable to pay attention to the conditions of the homeowner’s policies even before construction begins.

Cover for unforeseeable damage

Construction insurance, which is considered “comprehensive insurance” for the construction of buildings, is also offered. With this, builders, contractors and building tradesmen can insure themselves against unforeseeable damage during construction (e.g. if the excavation pit fills with rainwater due to an exceptionally severe storm or the ceiling collapses due to a material or construction defect).

Determination of the sum insured

• Square meter insurance

Most contracts today are calculated according to the square meter variant. In this case, the insurance company waives the objection of underinsurance in the event of a claim if the square meter information is correct.

• Sum insurance

If you insure your building or household contents with a concretely calculated sum insured instead, make sure that it corresponds to the actual financial expenditure that would arise in the case of new construction of the building or new acquisition of the entire household contents, otherwise there is a risk of a proportionately reduced benefit in the event of a claim (even in the case of partial damage).

What you should pay attention to

Compare offers

The insurance products are similar in the core area, but very different in detail. Therefore, obtain several quotes before signing the contract and make sure you get good advice. Have unfamiliar terms explained to you (such as “insurance applies at first risk”) and ask for benefit overviews. These make it easier to compare different products.

Check insurance needs

Check whether your desired insurance needs are sufficiently covered (e.g. outbuildings, swimming pool including cover, whirlpool, solar system including glasses, underfloor or wall heating, photovoltaic system, carport, ground collectors, large glass surfaces, conservatory and roof glazing, artificial glazing, plastic panes, solar and flat collectors, (natural) fencing, greenhouse, pergola, sun awning, playground equipment, scope of coverage of any shell insurance, damage caused by
environmental disturbance (for example by oil tank), dog liability, aquarium, waterbed, increased liability limits for cash, jewelry and other valuables, ceramic, or induction cooktop, expensive bicycles and e-bikes, lawn robot, etc.).

Damage caused by gross negligence

In our opinion, it makes sense to also insure damage caused by gross negligence. If this is not the case and, for example, an apartment fire is caused by gross negligence, you will not be compensated for your damage by the insurance company (the distinction from minor negligence is often difficult).

Many insurance companies cover gross negligence, but sometimes for an additional charge. Pay attention to the agreed amount of the payment to be made by the insurance company. This can be up to 100 percent of the damage, but can also be limited with a maximum damage payment. Comparison is particularly important here.

TIP

Ask about coverage of 100 percent also for damage caused by gross negligence.

Pipe water damage

The extent of pipe replacement within the building varies widely among insurers. This ranges mostly from 6 meters, to 10 meters, to 12 meters, to 15 meters, to unlimited protection.

There are also differences in coverage for damage to supply and drainage pipes outside the building (at the property and outside the property). Some products even provide an exclusion of benefits outside the property.

Catastrophe protection

Catastrophe protection (e.g., flood, inundation, mudflow) is often covered in newer products up to a maximum amount (depending on the insurance, usually between 4,000 euros and a maximum of 10,000 euros for the building and 4,000 euros and a maximum of 10,000 euros additionally for the household contents). Some insurers also offer higher protection for an additional charge. Furthermore, the risk zone (keyword HORA) in which the home is located is often important – the greater the risk, the higher the premium or this risk is not insurable at all – there are great differences here.

Replacement value

Make sure that your contract provides for a general replacement value replacement, so that you also receive the replacement value and not only the current market value for older items. The contract should not include a clause that says only the current value will then be replaced if the current value of the insured item in the event of a loss is less than 40 percent of the new value. Floor and basement stuff is often only replaced at current value.